ING DIRECT is a subsidiary of the ING Group, a global financial services company of Dutch origin with 150 years of experience, providing a wide array of banking, insurance and asset management services in over 50 countries. Based on market capitalization, ING is one of the 20 largest financial institutions worldwide. ING DIRECT does business online, over the phone and by mail. Without overhead and high operational costs, the savings are passed onto customers in terms of better interest rates. The Orange Savings Account lets customers save with no fees, no minimums and one of the best rates in the nation.